Stacking discounts is one of the most effective ways to maximize your savings when shopping online. It’s the practice of combining multiple types of discounts on a single purchase, and when done right, it can lead to massive savings. While not all retailers allow it, many do, and the potential payoff is worth the effort.

The first step in stacking discounts is to start with a solid base, like a store sale or clearance price. This sets the stage for additional savings. Next, look for promo codes or coupons that can be applied on top of these markdowns. Use browser extensions like Honey or Capital One Shopping to find these codes automatically or search for them directly on coupon sites.

After that, consider cashback portals like Rakuten or TopCashback. These sites offer a percentage of your purchase back as cash, which you can later redeem for a check or PayPal transfer. Just be sure to activate the cashback offer before making your purchase to ensure it tracks properly.

If you’re part of a store’s loyalty program, now’s the time to stack those points. Many retailers let you earn rewards even on discounted items, adding another layer to your savings. Some programs even offer exclusive stackable codes to their members.

Finally, don’t forget to pay with a rewards credit card that offers cash back, points, or miles. This can give you an additional 1% to 5% back on your purchase, depending on the card.

With a little planning, you can stack your way to significant savings, turning a good deal into a great one.